ACS

Our solution was developed in line with 3D Secure protocols to provide cardholders with the ability to smoothly shop online anytime, anywhere. Fully compliant with PSD2 Strong Customer Authentication, ACS is a robust solution that can help you improve customer experience by reducing the risk of false declines, whilst improving security.

Authentication

Authentication

Our solution provides a comprehensive set of options for seamless authentication and frictionless online payments. ACS supports 3DS1 and 3DS2.x making migration to the solution easy and providing a fallback authentication flow if customers are unable to authenticate using 3DS2.x.

With multiple authentication methods supported, including Out of Band, OTP, risk-based, decoupled and non-payment authentication, you can be safe in the knowledge that you are providing your customers with an enhanced user experience and a more secure way of making payments.

Customers also have the ability to whitelist merchants and businesses so authentication is not required for future payments.

ACS is compliant with major international payment networks, including Visa, Mastercard and American Express.

Customer enrolment

Customer enrolment

Our ACS solution offers various options for onboarding customers quickly and easily. We provide batch enrolment and cardholder self-enrolment options defined at a product level, so that you can choose the most appropriate, convenient and frictionless option for onboarding customers to the service. Customers can register via mobile and internet banking portals, as well as on a merchant website whilst shopping online.

APIs & integration

APIs & integration

ACS comes pre-integrated with our state-of-the-art card management system, and also includes APIs for integration with other card lifecycle management and risk control systems, as well as any other system you want to integrate with.