Payment Gateway

Our mobile-first payment gateway solution combines the native flexibility to quickly adapt to changing consumer preferences with a seamless payment experience and consistent brand identity, to ultimately drive conversions.

 

Core functionality

Core functionality

Our payment gateway solution covers the entire online payments lifecycle. By supporting both consumer-initiated and merchant-initiated payments, MobiCash Payment Gateway is designed for all online transactions, whether on the web or in-app; subscription-based, card-on-file, BNPL, pay-by-link and quasi-cash. For international cardholders, our solution supports DCC, offering them flexibility when making payments.

Our extensive APIs let you quickly and easily integrate with a host of other systems - such as acquiring and fraud systems, CMS, and shopping carts - as well as enable you to support a limitless number of payment methods. Today, our payment gateway supports major international payment networks: Visa, Mastercard, American Express, UnionPay; mobile wallets such as Apple Pay, Google Pay, Samsung Pay, Alipay; and other local payment methods. It also comes natively integrated with our internationally-acclaimed mobile payments service, MobiCash Payments, helping you to realise your mobile payments strategy with minimum effort.

MobiCash Payment Gateway has unrivalled configuration capabilities, including complex and unique merchant hierarchies and inheritance functions.

3D Secure

3D Secure

MobiCash Payment Gateway fully supports 3DS2.2, offering a more consistent user experience across devices, rich data exchange to prevent fraud and reduce friction allowing you to authenticate high risk transactions with confidence, leading to a decrease in card declines and disputed transactions.

MobiCash Payment Gateway has unrivalled configuration capabilities, including complex and unique merchant hierarchies and inheritance functions.

eCheckout

eCheckout

Unlike other solutions in the market, MobiCash Payment Gateway offers much more than just a hosted payment page that can be seamlessly integrated into merchant websites and apps or loaded as a separate payment page. It also offers an eInvoicing option that enables merchants to send payment requests via email and SMS, directing your customers to your branded hosted payment page.

By opting to use MobiCash Payments as an additional payment method, your merchants can benefit from having access to our mPOS app, enabling them to provide consumers with a QR code or bill number to make payments.

Merchant portal

Merchant portal

Manage the full payment lifecycle, from payment initiation to reversals and refunds, with our user-friendly merchant portal. Payment data can be filtered and searched in real-time, and merchants are provided with the ability to run reports and view settlement & reconciliation data uploaded from their acquirer.

Our merchant portal is especially useful for multi-tier merchants as it allows access roles to be assigned and managed quickly and easily via the portal.

MobiCash Payments

MobiCash Payments

Look no further for your mobile payments strategy. With MobiCash Payment Gateway, you can get access to a natively integrated mobile payments system, as well as a host of other value-adds, such as merchant loyalty, an advertising platform and a marketplace, enabling you to create a mobile-first digital payments ecosystem.