Pocket Bank

Our Pocket Bank solution is more than a mobile banking app. It was developed to challenge the world of traditional mobile banking services by providing a unique, modern and convenient mobile-first banking and payments experience that will not only offer you the opportunity to optimise customer acquisition, retention and deepen customer loyalty, but to become a formidable market leader and a fierce competitor.

Transactions and services

Transactions and services

Pocket Bank is not your usual mobile banking app. Although it provides consumers with access to a rich set of traditional banking services - such as viewing and controlling accounts, making one-off or scheduled transfers and payments, contacting customer services – it also puts the full spectrum of banking services, whether created in-house or delivered via a network of partners, in the customer’s pocket.

For banks who are both issuers and acquirers, Pocket Bank converts into a mobile-first digital payments solution, offering consumers the coveted omni-channel experience by bringing together the two worlds of banking and retail payments. Remove the headache of having to engage in complex and time-consuming integrations by partnering with us.

APIs & integration

APIs & integration

By its virtue, a modern mobile banking solution must bring together not only a whole host of heterogenous banking services, but also create a coherent user experience. Built on a next-generation platform, Pocket Bank has world-class integration capabilities in its DNA, ensuring an enriched consumer experience by seamlessly connecting an ever-increasing array of banking and payments services. Our rich APIs also enable efficient integration with external partners to offer various value-added services. With Pocket Bank, there really is no limit to your mobile strategy.

Customisation at your fingertips

Customisation at your fingertips

With any mobile banking solution, the most notable trade-off is between time-to-market and the uniqueness of the user interface (app). Finding a happy medium is challenging. Our unique approach to customisation enables a faster launch and easier maintenance of your mobile banking solution.

Pocket Bank design incorporates the use of clever applets within the solution’s framework; these applets are scripts that enable access to any banking services. The scripts are fully-customisable, and can also be written by the bank themselves and tested in a sandbox environment with complete vendor independence. As such, Pocket Bank enables the launch of new services astonishingly quickly; all new scripts are plug-and-play and there is no need to redesign the framework of the app, meaning you don’t have to continuously republish your app in the app store, saving you effort, cost, and time.

Build a mobile-first digital ecosystem

Build a mobile-first digital ecosystem

For banks who are both issuers and acquirers, Pocket Bank goes way beyond mobile banking. It is an integral part of our larger digital offering, and seamlessly enables you to bring together mobile banking and all models of mobile payments in a financial super app, inclusive of value-add services such as loyalty and rewards (banking or retail), merchant marketplace, advertising space and more.

This approach can create a single platform for all digital services, ensuring a far superior user journey, that combines convenience, trust and accessibility in a true omni-channel experience and position you at the heart of a payments ecosystem.